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Sunday, December 04, 2016

Canara Bank: AGRICULTURAL Loans...

Canara Bank: AGRICULTURAL Loans

(Base Rate : 10.20% with effect from 01/01/2014)

 Loans upto Rs.3 LAC

Type of facility
ROI
Short Term And Term Loans
BR+1%

Loans above Rs. 3 lac upto Rs. 25 lac

  Type of facility
ROI  
Short Term And Term Loans
BR+2%

Loans above Rs. 25 Lac upt0 Rs 1.00 crore

Type of facility
ROI  p.a.
Short Term And Term Loans
BR+2.5%



Loans above Rs. 1 crore upto Rs. 2 crore

Particulars
ROI

Short Term and Term Loans*
Lower
BR+2%
Middle
BR+2.25%
Higher
BR+2.5%
Highest
BR+2.75%


Note : For 3.1- Term Loans more than Rs. 50.000 and repayable >.5 years, term premium of 0.50% will be loaded and for 3.2 to 3.4,
term premium for term loans repayable in >5 years ≤ 10 years-0.50% and > 10 years  -0.75% will be loaded.

Loans above Rs 2 crores upto Rs 10 crores (Rated internally under RAM model)

Particulars
ROI

Short Term and Term Loans*
Internal rating
LR
BR+2.25%
NR
BR+2.5%
MR
BR+2.75%
HR
BR+3%

  
Loans above Rs.10 Crore (where external rating undertaken)

Particulars
ROI (External rating)

Short Term and Term Loans*
AAA, AA, A
BR+2.25%
BBB
BR+2.50%
BB, B
BR+2.75%
C & D
BR+3.00%

 3.7  Loans above Rs.10.00 Crore (where external rating not undertaken)

Particulars
ROI (Internal rating)

Short Term and Term Loans*
LR
BR+2.50%
NR
BR+2.75%
MR
BR+3.00%
HR
BR+3.50%

*Note for Point No.3.5 to 3.7: For Term loans repayable >3 years up to 5 years,

> 5 years up to 10 years and > 10 years, term premium of 0.25%, 0.50% and 0.75% respectively will be loaded.
Canara Bank: AGRICULTURAL Loans... Reviewed by S. Chitra on December 04, 2016 Rating: 5 Canara Bank: AGRICULTURAL Loans (Base Rate : 10.20% with effect from 01/01/2014)  Loans upto Rs.3 LAC Type of facility ...

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