Documents Required for Housing Loans in India

Documents Required for Home Loans


Documents required for 
self-employed persons:

·         Last 3 years IT Returns with computation 
of income along with schedules with auditor attestation.
·         Last 1 year current account bank statement
·         Last 6 months Savings Bank Statement
·         Age, Address and I.D Proof of all directors
·         Company Pan Card
·         Colour photograph of all directors
·         One Processing fee Cheque
·         Memorandum and Articles of association
·         List of directors if it is a private limited or limited company
·         Share holding pattern if it is a Private limited 
or Limited company
·         Partnership deed if it is a partnership firm
·         Company address proof




Documents required for salaried persons:
·         Last 3 months payslip
·         Last 6 months statement where your salary being credited
·         Appointment order (If the present company is more than 3 years it is not required.)
·         Relieving order if any (If the present company is more than 3 years it is not required.)
·         Form 16 for 1 year
·         Pan Card front and back side
·         Address Proof
·         One Colour Photo
·         Co-applicant age, id, address and signature proof.
·         Co-applicant photo
·         One processing fee Cheque. (From the salary account)

Above is tentative list, you can check for exact details & current interest rates:

For AXIS BANK, PNB BANK – 
Mr.Ravi Madivaanan - 
98415 83061 - Chennai

For HDFC BANK – 
Mr.Saravanan – 98841 95951 - Chennai

For HDFC BANK, AXIS BANK - 
S.RAMESH - 98841 67333, 
R.T.BALAJI - 98841 53428 Chennai

 Src: KAAVIYA HOMES, CHENNAI
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