Indian URBAN HOUSEHOLDS: INVESTMENTS & SAVINGS BEHAVIOUR..! - MYREALITY.In, Real Estate, Share Market, Mutual Fund, Insurance
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Thursday, April 06, 2017

Indian URBAN HOUSEHOLDS: INVESTMENTS & SAVINGS BEHAVIOUR..!

Indian URBAN HOUSEHOLDS: INVESTMENTS AND SAVINGS BEHAVIOUR..!

From SEBI INVESTOR SURVEY 2015

KEY FINDINGS

Household awareness of savings schemes is significantly higher than a cognizance of investment instruments.

Primary motivation for investing is capital gains, closely followed by lifestyle improvement plans.

Nearly 15% of survey respondents participate in securities markets.

Middle-income groups save more as a percentage of their annual income than the highest income groups.

Clear inverse linear relationship between income and debt levels;that is, as income levels increase, debt (as percentage of income) falls.

The SEBI INVESTOR SURVEY data finds that even among households that invest, it is education and occupation and not factors such as age, household size or marital status that are primary drivers.

Successful outreach efforts have created improved awareness and thus, most investors (66%) invest in mutual funds rather than equities (55%).

There is a direct linear correlation between higher education levels and superior porfolio diversification


Indian URBAN HOUSEHOLDS: INVESTMENTS & SAVINGS BEHAVIOUR..! Reviewed by S. Chitra on April 06, 2017 Rating: 5 Indian U RBAN HOUSEHOLDS: INVESTMENTS AND SAVINGS BEHAVIOUR..! From SEBI INVESTOR SURVEY 2015 KEY FINDINGS Household awareness ...

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