Housing finance: Average Loan size being Rs. 26 Lakh.

Housing finance bellwether HDFC booked a net profit of Rs. 1,827 crore for the second quarter of fiscal FY17, up 14% over the year-ago quarter (Rs. 1,605 crore) on a standalone basis.

Loans to individuals on a year-to-date basis grew 20% with the average loan size being ₹25.7 lakh.

HDFC’s capital adequacy ratio stood at 16.5 per cent. Of this, Tier I capital was 13.3% and Tier II capital, 3.2%. According to regulatory norms, minimum requirement for capital adequacy ratio and Tier I capital are 12% and 6%, respectively.

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