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Saturday, November 30, 2019

Slow stocks Vs Fast moving stocks..! Bata, HUL Vs Yes Bank, DHFL


Slow stocks Vs Fast moving stocks..!

Must read fully This happened last week. 

A Fund manager addressing in Chennai Investor's group a few weeks back. He was invited to talk on current market scenario.

Lot of questions came up on quality stocks valuation.
He paused for a while. Then conducted a poll among the 60 odd gathering.

1) How many of you own company share Bata ?

Just 3 out of 60.

2) How many of you own company HUL?

Just 4 out of 60.

3) How many of you own DHFL?

54 out of 60

4) How many of you own Yes Bank?

52 out of 60

Next question was.

1. What prevented you from buying a Bata or HUL or Asian Paints 4 or 5 or 6 years back when valuation was low ?

Answer: Slow stocks

Next question was.

1. What made you purchase Yes or DHFL?

Answer: Fast moving stocks. We can make quick bucks. So we bought.

Fund Manager reply

He asked them to introspect. Just learn from these mistakes and fine tune your process. Do not bother too much about what you do nit own.

 Focus on what you own. Obsession on what others own will never lead to a good outcome.




Chief Guest Mr. S. Naren                             
Executive Director and Chief Investment Officer                        
ICICI Prudential Asset Management                                     
Ever Green Investment Option - Asset Allocation

Mr. Abhishek Singhal 
Head – Products                                       
Aditya Birla Sun Life AMC    
Anatomy of the financial crisis and opportunities for investors

Ms. Swati Kulkarni     
Executive Vice President and Fund Manager – Equity
UTI AMC Ltd.   
Investing in Large Cap Stocks  

Mr. Anand Vardarajan 
Business Head- Alternate Products and Product Strategy
Tata Asset Management Ltd 
Benefits of Alernate Investments

Mr. Bharath.S
Fund Manager – Equity Sundaram Mutual Fund
Midcap Stocks and Funds Investing In India


Ms. Radhika Gupta
Chief Executive Officer,  Edelweiss Asset Management
A New Dawn in Fixed Income Space

Dr. Race Kumaran 
Founder & Chairman of Race Pharmaceuticals (P) Ltd &                        Entrepreneurs Vs Businessman

Mr. G Chokkalingam 
Equinomics Research & Advisory 

Mr. G.Maran   
Executive Director
Unifi Capital P Ltd 
Slowdown: Business Signals Vs Market Noise

Mr. Regi Thomas

Investment Advisor
Investor’s Tool Kit

Mr. Suresh Sambandam 
Tamilnadu  1 Trillion $ Economy

Mr. Ganeshram Jayaraman

Managing Director – Institutional Equities
Spark Capital Advisors 
India Outlook – What’s Improving and What’s Deteriorating?

Dr.Anantha Nageswaran 

Global Macro and Market Outlook 2020: Prospects and Pitfalls



Creative 50 Small Business Ideas with low investment

 Creative 50 Small Business Ideas with low investment

Creative 50 Small Business Ideas with low investment
There are many small business ideas to start.
However, pick-in up  good business idea is not an easy task.
If you have some creativity, you can as well pick-up a business idea that suits such creativity.

There are hundred’s of creative small business ideas. This article would […]

Friday, November 29, 2019

Path To Profit Coming to Chennai on 30 Nov 2019


Path To Profit Coming to 
Chennai on 30 Nov 2019 

With more than 300 Path To Profit events successfully held across India and more than 20,000 people benefited, Path To Profit as a programme has gained momentum with each event. We believe Path To Profit gives us an opportunity to interact and answer the investment needs of today's investors like you. Thus helping us offer you sensible investment solutions that cater your investment needs. We would like you to be a part of our next Path To Profit event in your city. So come; share your investment related queries with us. We are keen to help you chart a path towards achieving your financial goals with two simple rules - a long-term approach towards investing, backed by a disciplined investment process.
Click here to read more about Path to Profit
Agenda for the Path to Profit will be:
  5.30 pm - Introduction
5.35 pm - Plan your Financial Goals & Asset Allocation with Mutual Funds
6.15 pm - Current view on Stock Market
7.30 pm - Q&A


Mr. Sandeep Bhosle
Assistant Vice President - Customer Interaction,
Quantum AMC Pvt. Ltd.

Guest Speaker
Mr. Arvind Chari
Head - Fixed Income and Alternatives,
Quantum Advisors Pvt. Ltd.
Date: 30 th November, 2019 - Saturday
Time: 5.30 pm till 7.30 pm
The Vijay Park,
12, J N Salai, Inner Ring Road, Arumbakkam,
Chennai, Tamil Nadu 600106  

Wednesday, November 27, 2019

Axis Retirement Savings Fund

Axis Retirement Savings Fund

·       Retirement planning becoming a critical issue for the working age population – which wants to remain self-sufficient post retirement
·       Axis Retirement Savings Fund is designed to help investors carry out long term retirement planning
·       Open ended fund with flexibility of three different plansto cater to changing risk profiles depending on the investors age and changing circumstances
·       Iplus SIP Insurance offers unique complementary life cover for long term SIP investors based on their pending SIP commitments
NFO date: November 29, 2019 to December 13, 2019

Mumbai, November 26, 2019:Axis Mutual Fund, one of the leading asset management companies, today announced the launch of its new fund – ‘Axis Retirement Savings Fund’, an open-ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age (whichever is earlier). The new fund offer (NFO) opens for subscription on November 29, 2019 to December 13, 2019.

Retirement planning is slowly emerging as a critical issue for the working age population of the country as they face the prospect of living out a long post retirement life with a lack of formal social security and changes to traditional family support structures. These issues are backed by findings from a market research study carried out by Axis AMC. The study reached out to people from different backgrounds and across different locations who have all voiced concerns on their readiness for retirement. People have a desire to remain self-sufficient during their retirement years even while they don’t want their retirement to lead to a change in their lifestyle.

With rising awareness of these challenges, there is a growing need for the right financial solution to help people out. The Axis Retirement Savings Fund has been uniquely designed to help investors in this endeavour with features such as different investment plans offering flexible risk profiles, strong fund management capabilities across asset classes, tax efficiency, flexibility in using the fund for post-retirement income as well as one of the feature offering life cover to long term SIP investors to encourage them to remain disciplined on their path.

Axis Retirement Savings Fund has a lock-in of 5 years or till retirement age (whichever is earlier).Keeping in mind the diverse investor risk profiles, the Fund offers three investment plans – An Aggressive Plan where equity exposure will range between 65-80%, A Dynamic Plan where equity exposure will be dynamically managed between 65-100% and a Conservative Plan where debt exposure will range between 40 - 80%.Having different options with different risk profiles is essential when offering a long term solution such as retirement fund. This is because investors’ risk profile changes based on their age and circumstance. For example, as investors approach their retirement age, their ability to take risk comes down and consequently they need a low risk investment option. At the same time a younger investor that has a long way to go to retirement can afford to take high risk and needs to be more focused on an investment option that focuses on wealth generation.

Iplus SIP Insurance
The fund offers a unique and innovative feature that aims to ensure that the investor’s long term planned investments don’t fall victim to the risk of the unknown. The iPlus SIP Insurancefacility offers investors a complementary life cover that is equal to the remaining commitment of their long term SIPs. This feature willallow investors peace of mind as they make long term investment plans keeping in mind their family and dependents. The insurance will be provided by HDFC Life Insurance Company Limited.

Mr. Chandresh Kumar Nigam, MD & CEO, Axis AMC said,Axis AMC has always focused on offering a responsible product basket that keeps at its core the needs and aspirations of our investors. Axis Retirement Savings Fund is our small step to help investors execute the most critical part of their financial plan. Further we have designed this product keeping in mind the need to offer each investor the flexibility to navigate this journey in the manner that works best for them. Given Axis AMC’s investment philosophy that focuses on sustainable long term returns, we are confident that we can help investors reach a happy retirement”

About Axis AMC: Axis AMC is one of India`s fastest growing assets managers offering a comprehensive bouquet of asset management products across mutual funds, portfolio management services and alternative investments.

Mr. Ujjawal Punmiya
AVP – Public Relations& Corporate Communications
M: +91 9619130947

Product Labelling

* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

For detailed asset allocation & investment strategy, kindly refer to scheme information document of Axis Retirement Savings Fund.

Disclaimer: This press release represents the views of Axis Asset Management Co. Ltd. and must not be taken as the basis for an investment decision. Neither Axis Mutual Fund, Axis Mutual Fund Trustee Limited nor Axis Asset Management Company Limited, its Directors or associates shall be liable for any damages including lost revenue or lost profits that may arise from the use of the information contained herein. Investors are requested to consult their financial, tax and other advisors before taking any investment decision(s). Statutory Details: Axis Mutual Fund has been established as a Trust under the Indian Trusts Act, 1882, sponsored by Axis Bank Ltd. (liability restricted to Rs. 1 Lakh). Trustee: Axis Mutual Fund Trustee Ltd. Investment Manager: Axis Asset Management Co. Ltd. (the AMC). Risk Factors: Axis Bank Limited is not liable or responsible for any loss or shortfall resulting from the operation of the scheme.  No representation or warranty is made as to the accuracy, completeness or fairness of the information and opinions contained herein. The AMC reserves the right to make modifications and alterations to this statement as may be required from time to time.

The information set out above is included for general information purposes only and does not constitute legal or tax advice. In view of the individual nature of the tax consequences, each investor is advised to consult his or her own tax consultant with respect to specific tax implications arising out of their participation in the Scheme. Income Tax benefits to the mutual fund & to the unit holder is in accordance with the prevailing tax laws as certified by the mutual funds consultant. Any action taken by you on the basis of the information contained herein is your responsibility alone. Axis Mutual Fund will not be liable in any manner for the consequences of such action taken by you. The information contained herein is not intended as an offer or solicitation for the purchase and sales of any schemes of Axis Mutual Fund.

Mutual Fund Investments are subject to market risks, read all scheme related documents carefully.

Tuesday, November 26, 2019

About 16,700% Return in 50 Years Makes Hang Seng Index the World’s Best


About 16,700% Return in 50 Years Makes Hang Seng Index the World’s Best

A mirror to Hong Kong’s fortunes since its 1969 launch, the Hang Seng Index has also become a reflection of China’s economic rise.

The benchmark stock gauge marks 50 years since its official debut on November 24, 2019.  

Commencing as the city recovered from Communist riots two years earlier, it has served as a yardstick for Hong Kong’s rise and its rebounds from various crises a trait being tested a new as pro-democracy protests convulse the territory.
It’s up by around 16,700% since 1969, according to data compiled by Bloomberg (the index was back dated to July 1964 on its release).

In that time its constituents have evolved from local firms to an embrace of mainland Chinese names that now account for more than half of its market value.

“The Hang Seng Index has become a proxy of China’s economy,” said Jackson Wong, asset management director at Amber Hill Capital.

“It’s no longer a pure reflection of Hong Kong.”

In August 1992, what’s now known as CITIC became the first Chinese company to join the gauge.

Today the majority of companies on the index get their revenue from mainland China.

The gauge’s correlation with the Shanghai Composite Index has been hovering near a record high, according to data compiled by Bloomberg.

Between 2001 and 2019, two Hang Seng heavyweights Tencent Holdings and China Mobile were the biggest contributors to gains.

The index will need to continue adapting, said Arthur Kwong, Head, Asia Pacific Equities,BNP Paribas Asset Management.

A wider embrace of Chinese mid-cap stocks is needed to stave off competition from rivals such as MSCI and FTSE Russell, he said.

“I’m still bullish on China’s large-caps, but this segment is more mature,” said Kwong.

“I’m more positive on China mid-caps, the opportunities for growth are there. If the Hang Seng Index can be more flexible, it will do well.”

Hang Seng Indexes says it is planning a consultation in the first quarter to review the presence of financial stocks, which currently account for about half the weight on the gauge.
That compares with an average of 19% of its peers in Europe, US, Japan and mainland China, according to Bloomberg Intelligence.

It will also discuss including firms that have shares with different voting rights, held by technology companies like Alibaba Group Holding — one of the reasons Hong Kong lost out to New York in 2014 for the company’s initial public offering.

Alibaba’s $11billion Hong Kong debut could provide a “shake up of the Hang Seng Index,” if it becomes a member, said Bloomberg Intelligence analyst Steven Lam.

AIA Group and HSBC Holdings would likely to see their weightings reduced in the event, he said. Hong Kong’s gauge has reflected the city’s growing pains, with crashes during the world oil crisis in the 1970s, the early-1980s impasse between China and Britain during handover talks and financial crises in 1997 and 2008.

Now, the city’s markets are under pressure from protests that have plunged the local economy in recession and an ever-changing whirl of trade war sentiment.

Monday, November 25, 2019

Flexible Office Spaces: Demand Rise 6 fold in 3 years..!


Flexible Office Spaces:  Demand Rise 6 fold in 3 years..!

India is one the most attractive destinations for large global corporations to expand their presence due to large demographic and talent pool.

The country is no more looked at as a low-cost destination, but is associated with high-value business critical functions, said a senior executive at a global consultancy.

Office space is being used to improve productivity at the workplace and retain people, as over the next 5 to 10 years India will see five generations of workforce, said a senior executive at a large consultancy firm.

“Convergence between co-working operators and conventional landlords will accelerate. Cost of replacement staff is much more than real estate,” said Lee Elliott, head for research (Occupier Services), Knight Frank.

As per the consultancy, 15% of the total operational cost is real estate and 55% is people driven for any corporate.

 “The focus is clearly on retention. You can not push more and more people in the same space,” he said.

This is expected to lead to increasing demand for flexible office spaces that will expand at least six-fold to account for 35% of all office space globally in three years, up from just about 5% at present.

“Earlier co-working was the last space landlords would tie up but it is now the first tenants as it creates vibrancy and footfall,” said Elliot.

Companies are looking at 50% conventional office space on a ten years plus lease. Separately 30% of the office space will be on flexible model and 20% in a co-working environment, as per Knight Frank.

Sunday, November 24, 2019

Mutual Fund : More than 1.75 crore SIP accounts are more than 5 years old..!


Mutual Fund : More than 1.75 crore SIP accounts are more than 5 years old..!

 AMFI data shows that more than 60% or 1.75 crore SIP accounts are continuing for over 5 years. As on October 31, the total number of SIP accounts in the MF industry stood at about 2.89 crore. 
The AUM for SIP accounts continuing for more than 5 years, however, is considerably lower. As of October end, the total SIP AUM was Rs. 3.03 lakh crore. Of this, only a tad over 18% or Rs. 55,102 crore has been continuing for more than five years.
Here are some other notable trends in the SIP continuity data.
Direct PLAN vs Regular PLAN
Direct plans accounted for nearly 25.67 lakh SIP accounts or 8.9% of the total 2.89 crore SIP accounts are continuing for more than 5 years. AUM in these accounts stood at Rs. 3,612 crore.  
Regular plans, on the other hand, accounted for nearly 1.49 crore SIP accounts or 51.4% of the total 2.89 crore SIP accounts that are continuing for more than 5 years.

AUM in these accounts stood at Rs. 51,490 crore or 17% of the industry’s total 3.04 lakh crore SIP AUM.   
 SIP Accounts continuing for
Number of SIP accounts
Proportion of total SIP accounts
Number of SIP accounts
Number of SIP accounts
> 5 years
> 4 years up to 5 years
> 3 years up to 4 years
> 2 years up to 3 years
> 1 year up to 2 years
Less than < 1 year

T30 vs B30
In T30 cities, nearly 91.72 lakh SIP accounts or 31.7% of the total 2.89 crore SIP accounts are continuing for more than 5 years. AUM in these accounts stood at Rs. 37,370 crore.  
In B30 cities, the number of SIP accounts continuing for more than 5 years stood at 82.79 lakh accounts or 28.6% of the total 2.89 crore SIP accounts. AUM in these accounts stood at Rs. 17,432 crore.
SIP Accounts continuing for
Number of SIP accounts in T30
Proportion of total SIP accounts in T30
Number of SIP accounts in B30
Proportion of total SIP accounts in B30
> 5 yrs
> 4 years up to 5 years
> 3 years up to 4 years
> 2 years up to 3 years
> 1 year up to 2 years
Less than < 1 year

Source : AMFI

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